Get peace of mind!
Video
Check out this happy customer video
About Lumico Final Expense Insurance
The Details
Lumico - Quality Service
Lumico's Simplified Issue
Final Expense Life insurance
is an easy way to help you
set aside funds for your
family to pay your end
of life expenses.
Offering coverage for
ages 50-85.
Minimum coverage is $5000.
Maximum Amount $50,000
Ages 50-80 (75% of you will
obtain preferred rates & the
death benefit is for the full
amount).
Others will qualify for
standard rates with a
maximum coverage of
$30,000 or with
modified coverage
of $15,000. Note: these
plans payout a percentage
of the face amount that increases each year the
policy stays in force from years 1-3. After 3 years, the policy pays the full death benefit.
After applying, you will receive a decision
within minutes. A policy number will be provided
immediately if approved.
Lumico has no policy fees,
broker fees, or modal fees,
which means you can
pay monthly, quarterly, or
annually without extra fees.
Paul C. Reese
CA Ins License 0638843
Cell 916-248-6330
Cffice 916-961-1797
Lumico - Quality Service
Lumico - Quality Service
The Good News
Policy Issues-
Within 24 hours
Claims processing-
In Less than 4 days.
Calling the home office for
service related issues-
94% of calls are resolved
on the first call.
Lunico will not Insure everyone: (This Is Good!)
Lumico does not offer coverage to the following
for Final Expense Insurance:
1. Non US Citizens
2. Lumico will not
replace your current
final expense policy.
3. You can not be
terminally ill or
confined to a bed
when you apply.
4. If you have had
Covid-19,
you must be fully
recovered and back
to your normal
activities. A waiting
period of 30 days
from a negative
Covid test is required
prior to your
application.
5. Residents of
Montana and
New York may not
apply. Lumico is
waiting on approval
for these states.
Once we complete your
application, we should have
a decision within 10 minutes!
Since rates are based on age,
amount of coverage, gender,
and your current health,
actual final rates offered
will be determined by
Lumico. You can accept
or reject their offer to
insure you. Most people
that apply will receive a
very competitive coverage offer, without added fees.
Are you ready to get
started?
Please Complete
the form below.
Your Broker at your service
Paul Reese has 39 years of insurance experience
helping clients with their
life, health and Medicare insurance needs. Paul Reese
and his agents are licensed independent brokers representing multiple companies offering life &
health insurance.
He is pleased and excited to represent Lumico because of it's straight forward
digital platform, competitive rates, and superior financial standing.
The Company
Lumico is part of Swiss Re,
one of the oldest and largest
insurance companies in the
world. AM Best rated A
Lumico does not require medical exams and lengthy underwriting decisions to process your application.
The application process takes
about 8-10 minutes. We speak
over the phone or you can
complete your application on
your smart phone, tablet, or
computer.
Lumico
Offers Final Expense
In all states except
Montana & New York.
Questions:
What if you are younger
than age 50 and need life insurance coverage?
We can are happy to
assist you.
Go to the bottom of this
site for a free no obligation quote, complete the form
and we will send you your quote. When you are ready,
we will help you obtain
coverage.
What if you have other insurance questions?
Please ask via email,
text, call or use the no obligation form to
provide your information.
Fill out the form with any questions you have about finding the coverage that's right for you!
Lumico Final Expense Insurance
5150 Sunrise Boulevard Suite F6, Fair Oaks, California 95628, United States
916-961-1797 office or cell 916-248-6330
Hours
Monday - Friday: 9am - 6pm
Saturday: 10am - 2pm
Sunday: Closed
This website uses cookies.
We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.