Lumico Final
Expense
Insurance

Lumico Final Expense InsuranceLumico Final Expense InsuranceLumico Final Expense Insurance

Lumico Final
Expense
Insurance

Lumico Final Expense InsuranceLumico Final Expense InsuranceLumico Final Expense Insurance

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About Lumico Final Expense Insurance

The Details

Lumico - Quality Service

Lumico's Simplified Issue 

Final Expense Life insurance 

is an easy way to help you 

set aside funds for your 

family to pay your end 

of life expenses.


Offering coverage for 

ages 50-85.


Minimum coverage is $5000.


Maximum Amount $50,000 

Ages 50-80 (75% of you will

obtain preferred rates & the 

death benefit is for the full 

amount). 


Others will qualify for 

standard rates with a 

maximum coverage of 

$30,000 or with 

modified coverage 

of $15,000. Note: these 

plans payout a percentage 

of the face amount that increases each year the 

policy stays in force from years 1-3. After 3 years, the policy pays the full death benefit.


After applying, you will receive a decision 

within minutes. A policy number will be provided

immediately if approved.


Lumico has no policy fees, 

broker fees, or modal fees, 

which means you can 

pay monthly, quarterly, or 

annually without extra fees.


Paul C. Reese 

CA Ins License 0638843

Cell    916-248-6330

Cffice 916-961-1797


paul@insurepeople.com


www.insurepeople.com






Lumico - Quality Service

Lumico - Quality Service

The Good News


Policy Issues-


Within 24 hours


Claims processing-


In Less than 4 days.


Calling the home office for 

service related issues-


94% of calls are resolved 

on the first call.


Lunico will not Insure everyone: (This Is Good!)


Lumico does not offer coverage to the following 

for Final Expense Insurance:

          

          1.   Non US Citizens


          2.  Lumico will not 

               replace your current

               final expense policy.                                                                                           

          3.  You can not be

               terminally ill or         

               confined to a bed  

               when you apply.


           4. If you have had 

               Covid-19, 

               you must be fully 

               recovered and back

               to your normal 

               activities. A waiting       

               period of 30 days 

               from a negative

               Covid test is required

               prior to your

               application.

                 

           5. Residents of 

               Montana and

               New York may not 

               apply. Lumico is

               waiting on approval

               for these states.               

                                            

Once we complete your 

application, we should have 

a decision within 10 minutes!


Since rates are based on age,  

amount of coverage, gender, 

and your current health, 

actual final rates offered 

will be determined by

Lumico. You can accept 

or reject their offer to

insure you. Most people 

that apply will receive a 

very competitive coverage offer, without added fees. 

Are you ready to get 

started?


Please Complete 

the form below.


        

       

           


      

  

    

         

             

         





Your Broker at your service


Paul Reese has 39 years of insurance experience 

helping clients with their 

life, health and Medicare insurance needs. Paul Reese

and his agents are licensed independent brokers representing multiple companies offering life &

health insurance. 


He is pleased and excited to represent Lumico because of it's straight forward 

digital platform, competitive rates, and superior financial standing. 


The Company


Lumico is part of Swiss Re, 

one of the oldest and largest 

insurance companies in the 

world. AM Best rated A 


Lumico does not require medical exams and lengthy underwriting decisions to process your application.


The application process takes 

about 8-10 minutes. We speak 

over the phone or you can 

complete your application on 

your smart phone, tablet, or 

computer. 


Lumico


Offers Final Expense 

In all states except 

Montana & New York.


Questions:


What if you are younger 

than age 50 and need life insurance coverage? 


We can are happy to

assist you.

 

Go to the bottom of this 

site for a free no obligation quote, complete the form 

and we will send you your quote. When you are ready, 

we will help you obtain 

coverage.


What if you have other insurance questions? 


Please ask via email, 

text, call or use the no obligation form to 

provide your information.

Company Brochure

Download PDF

Fill out the form with any questions you have about finding the coverage that's right for you!

Lumico Final Expense Insurance

5150 Sunrise Boulevard Suite F6, Fair Oaks, California 95628, United States

916-961-1797 office or cell 916-248-6330

Hours

Monday - Friday: 9am - 6pm 

Saturday: 10am - 2pm

Sunday: Closed

Here is the Form to request a custom quote, click on it

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